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Investing

“Rule No. 1 is never lose money.

Silver Pine Capital (SPC) was founded with the goal of providing risk-conscious clients with unbiased,

custom-tailored investment strategies to meet both short- and long-term goals.

Investing

“Rule No. 1 is never lose money.

Silver Pine Capital (SPC) was founded with the goal of providing risk-conscious clients with unbiased, custom-tailored investment strategies to meet both short- and long-term goals.

Our Strategy

We believe the best way to make our clients money is to not lose it.

We’re what is known as “contrarian” investors. We place little to no value on what the rest of the investment community thinks. This freedom from following the herd allows us to make decisions free from the bias that pervades Wall Street.

We aim to build investment portfolios that withstand all types of market conditions, custom-tailored to the individual or institution with the goal of preserving and building wealth over time.

Our Strategy

We believe the best way to make our clients money is to not lose it.

Research Edge

Independent research underpinned by decades of investment experience.

Silver Pine generates its own independent research underpinned by decades of investment experience and expertise across various industries. Our portfolio managers and analysts focus on examining business fundamentals, financials, management teams and business strategies as well as performing extensive channel checks. Our ability to leverage in-house and unbiased research is a competitive advantage – one that we deploy in our efforts to generate superior returns for our clients in all types of market conditions.

Value Investing

The larger the discount, the less risk the investor assumes and the greater the margin of safety.

SPC’s investment philosophy is to make investments in much the same way that a knowledgeable buyer would evaluate a business for acquisition in its entirety. The business should be easily understood, have favorable long-term prospects, be managed by competent individuals with integrity and, most importantly, be available at a price that represents a discount to its intrinsic value.

SPC believes the larger the discount, the less risk the investor assumes and the greater the “margin of safety”. This approach to investing, first laid down by Benjamin Graham and later championed by Warren Buffett, is widely referred to as “value investing.”

Diversified Portfolios

Diversifying through proper asset allocation.

SPC builds diversified portfolios by making direct investments (no mutual funds) across asset classes and industries to ensure prudent diversification, with ultimate flexibility to overweight, underweight, or even eliminate classes or sectors according to the portfolio manager’s forward market expectations.

For smaller-sized portfolios, it’s impractical to make direct investments. Therefore, we utilize low-cost Exchange-Traded Funds (ETFs) to construct portfolios. Over the long term, this strategy is projected to track market returns with the potential for upside from active sector-weighted decisions.

Equity Investing

Risk-adjusted returns are our focus.

SPC’s Small-Mid Cap Value (SMID) is an equity (stock) strategy focused on producing superior risk-adjusted returns that significantly outperform the peer index, the Russell 2500 Value Index, over time. We build portfolios consisting of 30-45 stocks with little regard to diversification. We believe too much diversification actually leads to market (or index) mimicking returns.

Hedged Investing

Limiting downside risk while generating acceptable returns.

SPC’s Targeted Return is a hedged strategy whose goal is to limit downside risk while generating acceptable returns. Too many investors own portfolios which can easily be detrimentally affected by market volatility with no or limited downside protection. SPC’s portfolio managers have developed a proprietary strategy for managing this risk, allowing our clients to sleep better at night.

Research Edge

Independent research underpinned by decades of investment experience.

Silver Pine generates its own independent research underpinned by decades of investment experience and expertise across various industries. Our portfolio managers and analysts focus on examining business fundamentals, financials, management teams and business strategies as well as performing extensive channel checks.

Our ability to leverage in-house and unbiased research is a competitive advantage – one that we deploy in our efforts to generate superior returns for our clients in all types of market conditions.

Value Investing

The larger the discount, the less risk the investor assumes and the greater the margin of safety.

SPC’s investment philosophy is to make investments in much the same way that a knowledgeable buyer would evaluate a business for acquisition in its entirety. The business should be easily understood, have favorable long-term prospects, be managed by competent individuals with integrity and, most importantly, be available at a price that represents a discount to its intrinsic value.

SPC believes the larger the discount, the less risk the investor assumes and the greater the “margin of safety”. This approach to investing, first laid down by Benjamin Graham and later championed by Warren Buffett, is widely referred to as “value investing.”

Diversified Portfolios

Diversifying through proper asset allocation.

SPC builds diversified portfolios by making direct investments (no mutual funds) across asset classes and industries to ensure prudent diversification, with ultimate flexibility to overweight, underweight, or even eliminate classes or sectors according to the portfolio manager’s forward market expectations.

For smaller-sized portfolios, it’s impractical to make direct investments. Therefore, we utilize low-cost Exchange-Traded Funds (ETFs) to construct portfolios. Over the long term, this strategy is projected to track market returns with the potential for upside from active sector-weighted decisions.

Equity Investing

Risk-adjusted returns are our focus.

SPC’s Small-Mid Cap Value (SMID) is an equity (stock) strategy focused on producing superior risk-adjusted returns that significantly outperform the peer index, the Russell 2500 Value Index, over time. We build portfolios consisting of 30-45 stocks with little regard to diversification. We believe too much diversification actually leads to market (or index) mimicking returns.

Hedged Investing

Limiting downside risk while generating acceptable returns.

SPC’s Targeted Return is a hedged strategy whose goal is to limit downside risk while generating acceptable returns. Too many investors own portfolios which can easily be detrimentally affected by market volatility with no or limited downside protection. SPC’s portfolio managers have developed a proprietary strategy for managing this risk, allowing our clients to sleep better at night.

Client Testimonials

We work hard to earn your trust.

For nearly five years now, Rob / SPC has consistently been responsive, thoughtful, pragmatic, understandable (really does bring Wall Street to Main Street!), and delivering strong results. Rob / SPC is a keeper.

Jeremy B.Lincoln, Mass.

I was referred to Jim through a coworker and I'm so glad I made the investment to work with him. I was looking to get some advice on what to do with my 401k and my overall financial situation. I had so much anxiety about money and didn't even know where to start or what to do! Working with Jim was exactly what I needed. [He] has been the financial advisor to set me up financially to live my best life!

Rebecca T.Boston, Massachusetts

Working with Jim and the SPC team for both wealth management and subsequently, portfolio management has been the best decision of our financial planning lives. They do an exceptional job in helping us contextualize the impact of the rapidly changing economy on our financial life and family planning. They're true partners, educators, advisors, connectors, and friends.

Kun Y.Boston, Massachusetts

When we first had difficulty with a Long-Term Care policy for our father, Jim jumped right in to help us untangle the mess that we had. He is such a great resource and so very knowledgeable with our insurance needs on so many levels. The team at SPC always goes above and beyond measure to help with our investment and financial planning needs. It gives us great piece of mind to know our finances are in such capable hands.

Kelley S.Bridgewater, New Hampshire

My wife and I merged our financial investments shortly after our marriage and are delighted with the personal attention to our goals and desires. It is a pleasure and to be associated with a firm with top credentials in financial planning and a track record of putting client interests first. After years of working with a brokerage firm that clearly put their own interests first, SPC has been a refreshing change.

Jack F.Arlington, Virginia

When our investments were not performing as we had hoped, we turned to Silver Pine Capital to take a look at what we had and to see where we might do better. Rob was a huge help in the transition and we are very pleased, not only with the performance, but the individual care he gives us as we plan for our future needs. He has found opportunities for us that have proven to be extremely beneficial.

Steven S.Bridgewater, New Hampshire

Silver Pine Capital takes the time to completely understand their client’s needs and wants and the true value in the business of their clients. Their integrity was very apparent from the start of our communication which in the brokerage world is hard to find. We wouldn’t think of working with anyone else.

Ricki F.Arlington, Virginia
Client Testimonials

We work hard to earn your trust.

For nearly five years now, Rob / SPC has consistently been responsive, thoughtful, pragmatic, understandable (really does bring Wall Street to Main Street!), and delivering strong results. Rob / SPC is a keeper.

Jeremy B.Lincoln, Mass.

“I was referred to Jim through a coworker and I'm so glad I made the investment to work with him. I was looking to get some advice on what to do with my 401k and my overall financial s ituation. I had so much anxiety about money and didn't even know where to start or what to do! Working with Jim was exactly what I needed. [He] has been the financial advisor to set me up financially to live my best life!”

Rebecca T.Boston, Massachusetts

“Working with Jim and the SPC team for both wealth management and subsequently, portfolio management has been the best decision of our financial planning lives. They do an exceptional job in helping us contextualize the impact of the rapidly changing economy on our financial life and family planning. They're true partners, educators, advisors, connectors, and friends.”

Kun Y.Boston, Massachusetts

“When we first had difficulty with a Long-Term Care policy for our father, Jim jumped right in to help us untangle the mess that we had. He is such a great resource and so very knowledgeable with our insurance needs on so many levels. The team at SPC always goes above and beyond measure to help with our investment and financial planning needs. It gives us great piece of mind to know our finances are in such capable hands.”

Kelley S.Bridgewater, New Hampshire

“My wife and I merged our financial investments shortly after our marriage and are delighted with the personal attention to our goals and desires. It is a pleasure and to be associated with a firm with top credentials in financial planning and a track record of putting client interests first. After years of working with a brokerage firm that clearly put their own interests first, SPC has been a refreshing change.”

Jack F.Arlington, Virginia

“When our investments were not performing as we had hoped, we turned to Silver Pine Capital to take a look at what we had and to see where we might do better. Rob was a huge help in the transition and we are very pleased, not only with the performance, but the individual care he gives us as we plan for our future needs. He has found opportunities for us that have proven to be extremely beneficial.”

Steven S.Bridgewater, New Hampshire

“Silver Pine Capital takes the time to completely understand their client’s needs and wants and the true value in the business of their clients. Their integrity was very apparent from the start of our communication which in the brokerage world is hard to find. We wouldn’t think of working with anyone else.”

Ricki F.Arlington, Virginia
Get in Touch

Ready to grow your nest egg?

Questions? We’ve got answers. Leave us a message and we’ll be in touch.

    Get in Touch

    Ready to grow your nest egg?

    Questions? We’ve got answers. Leave us a message and we’ll be in touch.